Stephens Insurance Agency, LLC
Stephens Insurance Agency, LLC

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Stephens Insurance Agency, LLC 

11200 Broadway St

Suite 2743

Pearland, TX 77584

 

Group Medical

Phone: 281-485-0039

P&C Phone: 281-485-7471

E-mail: byronstephens@comcast.net



Or use our contact form.

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Call us anytime, even outside of our regular business hours:

 

281-485-0039

Client Services

Discover the advantages of insuring with Stephens Insurance. Learn more.

Auto Insurance

An auto insurance policy is required to operate a motor vehicle throughout the United States. A comprehensive auto insurance plan can protect you by assessing your liability in an accident and fending off illegitimate claims.

Two types of auto insurance are mandated in the US: The no-fault system and the tort system. Used by most states, the no-fault system stipulates that your insurance company will pay your injury claims in the event of an accident (up to a predetermined limit), no matter who caused it.

 

The tort system, by contrast, stipulates that those who are injured in auto accidents must seek out-of-pocket medical care, and then hold the insurance company of the driver responsible for reimbursement. Such individuals must be able to prove that the medical care was reasonable and necessary. Under this law, the party at fault cannot sue for reimbursement of medical expenses.

We also consult on the following auto insurance policies:

  • Motorcycles, RVs, trailers, etc.
  • Vehicle theft
  • Collision insurance coverage
  • Towing and repairs
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